Car Insurance Made Easy
Jaw-Dropping deals! car insurance starting at âš2094*
Why do you need Car Insurance in India?
Legal Requirement
It's mandatory for riding on public roads, covering third-party liabilities.
Financial Protection
Protects against accidents, theft, and natural disasters, reducing financial burden.
Personal Accident Cover
Provides compensation for accidental death or disability.
Third-Party Claims
Handles legal and financial aspects of third-party injuries or damages.
Peace of Mind
Ensures financial security in case of accidents or theft.
Salakaar your one-stop destination for hassle-free Car Insurance
Why Car Insurance?
Whether you're looking to buy or renew your policy, we've got you covered with instant online solutions. Car Insurance, also known as auto or motor insurance, offers vital protection for you and your car against accidents, thefts, and natural disasters. Our comprehensive policies ensure you stay financially secure during unforeseen circumstances, while also safeguarding you from third-party liabilities.
At Salakaar, we believe in flexibility and affordability. You can easily customize your IDV and choose from 10 beneficial add-ons to create the perfect coverage for your car. The best part? Our user-friendly website and online processes make the entire experience quick and seamless.
Types of Car Insurance
Comprehensive insurance
Comprehensive car insurance is the best type of insurance cover for your car as it covers damages to your car and third-party liabilities.
Own damage insurance
Own damage insurance covers only damage to your car. It also covers natural and man-made calamities.
Third party insurance
Third party insurance is mandatory cover as per law. It covers damages & losses caused to third party person, vehicle and property.
Salakaar Pro-Tip 1 : Bumper to bumper cover (Zero depreciation cover)
Zero depreciation cover is like a magic shield for your car! It ensures that even if your car faces damages, you won't have to bear the brunt of depreciation costs, making it equivalent to a "bumper-to-bumper" protection plan!
Salakaar Pro-Tip 2 : NCB - Your reward for being a safe road star!
NCB (No Claim Bonus) is your pat on the back from us for being a superstar driver! It's the ultimate treat that lowers your insurance premium as a big thank you for staying accident-free on the roads! Keep it up, and watch those savings roll in!
Let's compare Car Insurance Coverages
| Coverage under car insurance | Comprehensive vehicle insurance | Own Damage insurance | Third-party motor insurance |
|---|---|---|---|
| Accidental damage to your car | |||
| Damage due to natural calamities - Earthquakes, cyclone, floods, etc. | |||
| Damage due to events like - Fire, Vandalism, etc. | |||
| Loss of vehicle due to theft | |||
| Total loss due to accident | |||
| Third party property damage | |||
| Third party vehicle damage | |||
| Third party injury or death |
What is Included and Excluded in Salakaar's Car Insurance Policy?
Accidents
Losses and damages that could occur as a result of an accident or collision.
Fire
Covers accidental fire damages to your car.
Theft
Covers stolen car losses.
Third party losses
When your car causes harm or damages to a person, vehicle, or property.
Natural disaster
Damage to your car due to nature's fury - floods, cyclones, etc.
Personal accident
Provides coverage for your expenses in situations where you have sustained significant injuries.
Riding without valid license
Accidents that occur while riding without a valid license are not covered.
Drunk riding
Damages resulting from riding under the influence of alcohol or drugs are not covered.
Speed testing and racing
Damages caused due to speed testing or organized racing are not covered.
Damage to your personal property
Damages to your personal property are not covered incase of third party car insurance.
Wear and tear
Usual wear and tear or maintenance is not covered.
Consequential loss
Losses due to indirect results of an accident are not covered.
Why do you need Car Insurance in India?
Enhance your coverage with Car Insurance add-ons
Salakaar's comprehensive range of add-on covers for car insurance.
Zero Depreciation Cover
Nil-Depreciation Cover ensures no depreciation is considered during claim, giving you the full value for repairs / replacements.
Aggravation Cover
Worried about driving through waterlogged roads during the monsoon? Fear not! Drive with confidence, knowing your engine is safeguarded.
Key Replacement Cover
Car keys these days are getting pretty pricey, especially modern electronic ones! They can cost a lot more to replace compared to the good old traditional keys.
Windshield Glass Cover
Typically, claiming for windscreen repair/replacement results in losing your No Claim Bonus. However, with this cover, you can keep your Bonus intact even when making such claims.
Loss of Baggage Cover
Protect your baggage, preserve your Bonus! This cover reimburses loss or damage to your car's baggage, without affecting your No Claim Bonus
Vehicle Replacement Cover
Get full reimbursement on your vehicle's invoice amount, including road tax, registration charges, and insurance costs. Choose from various plans for complete coverage in case of theft or total damage
Steps to buy Salakaar's car insurance
Enter your information
Provide your information to receive a quote for Car Insurance.
Choose coverage and add-ons
Customize your insurance policy by choosing your preferred cover and add-ons.
Complete payment and relax
Make an online payment and receive your policy via email.
Need help with your car insurance?
This guide offers tips and suggestions for handling various car insurance-related situations.
Select options
Why choose Salakaar's car insurance?
98.33% Claim settlement ratio
Strong track record of fulfilling commitments and delivering on promises with exceptional reliability and efficiency.
Affordable premiums
Discover the best of both worlds with Salakaar General Insurance - Affordable premiums that never compromise on coverage.
Hassle-free claim process
Hassle-free and easy insurance claim experience designed to provide you with utmost convenience and efficiency
The affordable way to protect your car
Jaw-Dropping deals! car insurance starting at âš2094*